When looking for a new mortgage or refinancing a home, your credit is evaluated based on three main criteria:

Your Credit History
Your Ability to Repay the Loan
Assets that may be used as Collateral

We will review:

Your monthly income
Occupation and length of time with employer (two or more years is ideal)
Homeownership status and history
How often you move or have moved

Click here to fill out a credit application or call one of our loan officers us
at 305-513-0553 to apply over the phone.