From: Felix Rodriguez (frodriguez@samclend.com)

Sent: Tuesday, March 5, 2003

To: Loanofficers@samclend.com

cc: mdans@samclend.com; rgarcia@samclend.com; cgarcia@samclend.com; emerle@samclend.com; sperez@samclend.com; frodriguez@samclend.com

Subject:  Submitting New Loans With Projected Closing Dates

Effective immediately:

Every loan that is turned in for processing must reflect the project closing date.  This is essential so that I can make accurate projections for closings, notify accounting and other operational areas that are affected by our closing volumes.  Everyone's cooperation is expected.  The Loan Processors have been asked to make sure that all loans entered into the borrowers' section in Calyx reflect a projected closing date.

 Thanks,

Felix Rodriguez